# ZOVA full markdown corpus

> Every public ZOVA page as markdown, in one file. Canonical HTML lives at
> https://zovastudio.com. The per-page markdown is also served from each page's own URL on
> `Accept: text/markdown`.


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# ZOVA: the AI intelligence layer for real estate brokers

> ZOVA turns a property address into a cited, defensible deal brief. Specialist
> AI agents assemble pricing, comparables, submarket trends, demographics, risk
> flags and a recommended position from public-record and government data, then
> render the sales artifacts a broker actually hands over: BOV, IC memo, call
> script, counter-pitch, exit thesis.

ZOVA covers **both commercial and residential** property, and works for either
side of the trade: buy-side screening or sell-side listing.

## How it works

1. **Drop in an address.** ZOVA's AI agents assemble the deal's backbone.
2. **Read the whole deal.** Pricing, comps, submarket, thesis, risk flags,
   counter-pitch and more, each figure traced to its source.
3. **Take the artifact.** BOV, IC memo, call script, counter-pitch, exit
   strategy and more, exportable.

## What ZOVA is for

- **Deal analysis.** A full read on any property in minutes: pricing, comps,
  risk, and the position to lead with, framed for the side you are on.
- **Deal scanning.** Sort a book of properties by the signals that move a deal,
  applied to every address you watch.
- **Grounded chat.** Ask about one property or a whole market, against the same
  sources the brief is built on.

## Data coverage

- **Property micro layer.** 4.6M parcels: assessor rolls, Department of Revenue
  sales, building square footage, ownership.
- **Market macro layer.** Market scores, demographics, employment, FEMA flood,
  Opportunity Zones, for every market in the country.
- **Freshness.** Refreshed continuously. When the data runs thin the brief says
  so rather than inventing a figure.

## Plans

| Plan | Price | For |
| --- | --- | --- |
| Observer | $0 | Two lifetime property analyses, one deal scan, view-only output |
| Broker | $200/mo ($160/mo billed yearly) | The full research stack, draft BOV and call script, PDF export |
| Insider | $500/mo ($400/mo billed yearly) | Broker plus the strategy layer, full BOV/OM/IC memo, watermark-free |

Full comparison: https://zovastudio.com/pricing

## Common questions

### What do I actually get from one address?

A cited brief on that specific property. Pricing with the comparables behind it, the submarket around it, the demographics at tract resolution, the risks that could break the deal, and the position to lead with for the side you are on. Every figure carries its source, so you can defend the number in a meeting rather than asking a client to take your word for it.

### Does ZOVA work for residential, or only commercial?

Both. The same parcel data, sale history, and market signals underpin a duplex and a distribution center. What changes is the frame: an income read where there is income, a comparable-sales read where there is not. Pick buy side or sell side when you start, and the brief argues that side.

### Where does the data come from?

Public record and government sources. County assessor rolls, Department of Revenue sale records, building square footage and ownership from the parcel layer, plus federal market data for demographics, employment, FEMA flood exposure, and Opportunity Zone status. No scraped listing photos, no paywalled feed you cannot audit. Every figure traces back to the source that published it.

### Which markets are covered?

The market layer is national: scores, demographics, employment, flood, and Opportunity Zones for every market in the country, not only the ones you work today. Parcel-level depth is deepest in Florida, where 4.6 million parcels carry assessor rolls, sale history, building square footage, and ownership. Ask about a specific county and we will tell you exactly where it stands.

### What happens when the data is thin?

The brief says so. If a submarket has too few recent sales to support a comparable set, you get the count and the reason rather than a confident number built on two trades. A gap you can see is worth more than an estimate you cannot check, because the first one you can work around and the second one fails in front of a client.

### Can I put a ZOVA brief in front of a client?

Yes, and that is the point. Broker plans export a draft broker opinion of value and a call script as PDFs carrying ZOVA attribution. Insider adds the offering memorandum, investment committee memo, counter-pitch, exit thesis, and stress test, watermark free. It is research and analysis, not an appraisal, and it is not legal, tax, or investment advice. You still exercise your own judgment on the deal.

### How is this different from pulling the comps myself?

Speed and defensibility, mostly. The assembly work is real work: assessor sites, county clerks, listing portals, and a spreadsheet, all before you have a view. ZOVA does that in minutes and shows its sources. It also profiles comparables on what makes deals trade alike, asset type, vintage, tenant, and market, rather than only what sits nearby on a map.

### What does the free plan include?

Observer is $0 and covers two lifetime property analyses at full research depth, plus one deal scan. Output is view-only in the app and watermarked, with no exports. Broker is $200 per month for the full research stack with exports. Insider is $500 per month and adds the strategy layer. No card is required to start.

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Contact: contact@zovastudio.com
Machine-readable index: https://zovastudio.com/llms.txt
Sitemap: https://zovastudio.com/sitemap.xml


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# ZOVA pricing

> Three plans. Observer is free and covers two lifetime analyses. Broker is the
> full research stack. Insider adds the strategy layer and watermark-free
> deliverables.

## Observer: $0

Try ZOVA on two of your deals.

- 2 lifetime property analyses, full research depth
- 1 deal scan, descriptive scoring
- View-only in app, watermarked, no exports
- LinkedIn verification at sign-in

## Broker: $200/month, or $160/month billed $1,920 yearly

The full research stack. Every angle on the deal.

- Research: Pricing Analysis, Demographic Analysis, Submarket Trends,
  Comparables Analysis, Exit Scenarios, Risk Audit
- Scan: rank your book on descriptive composite scores
- Deliverables: draft BOV, call script, PDF export with ZOVA attribution
- Chat across your dossiers, every figure sourced

## Insider: $500/month, or $400/month billed $4,800 yearly

Everything in Broker, plus the strategist.

- Strategy: Buyer Profile, Investment Scoring, Market Projection, Stress
  Testing, Counter-Pitch, Timing Analysis, Deal Thesis, Positioning Strategy
- Scan: strategic signals, off-market intel from the shared pool
- Deliverables: full BOV, OM, IC memo, counter-pitch, exit thesis, stress test,
  watermark-free
- Chat reaches the strategy layer and the shared pool

Start on any plan at https://zovastudio.com/login?mode=signup.

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Contact: contact@zovastudio.com
Machine-readable index: https://zovastudio.com/llms.txt
Sitemap: https://zovastudio.com/sitemap.xml


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# About ZOVA

> ZOVA is built by brokers who lived inside the fragmented data problem, making
> the deal layer accessible to the people who actually close deals.

## The thesis

Broker research is scattered across assessor sites, county clerks, listing
portals and spreadsheets. The work of pulling it together is real work, and it
happens before anyone can form a view on a deal. ZOVA does that assembly from
public sources, cites every figure, and says so when the data is thin.

## Team

- **William D. Seidle**, CEO
- **Tan Arin**, CTO
- **Derek Delgado**, COO

## Contact

Email contact@zovastudio.com. Every note gets an answer. If you are a broker with a deal
in front of you, lead with the deal.

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Contact: contact@zovastudio.com
Machine-readable index: https://zovastudio.com/llms.txt
Sitemap: https://zovastudio.com/sitemap.xml


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# Contact ZOVA

> One inbox reaches the whole team: contact@zovastudio.com. Sales, support, data
> questions, security reports and press all land there and all get an answer.

## Email

contact@zovastudio.com

## What to send where

- **A deal you are working.** Lead with the address and the side you are on.
  That is the fastest route to a useful answer.
- **Sales and plans.** Which plan fits, what a seat covers, annual billing,
  team access. Plan detail is at https://zovastudio.com/pricing.
- **Support.** Include the property address and roughly when you ran the
  analysis so we can find the run.
- **Data coverage.** Which counties, which layers, and how current a given
  source is.
- **Privacy and data requests.** Data export, correction and deletion requests
  go to the same address. See https://zovastudio.com/privacy.
- **Security.** Report a suspected vulnerability or account compromise to the
  same address and we will route it.

## Where ZOVA operates

ZOVA operates remotely and serves brokers across the United States.
Registered in FL, US.
Agreements are governed by the laws of the State of Delaware.

## Product surfaces

- Marketing site: https://zovastudio.com
- Application: https://app.zovastudio.com

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Contact: contact@zovastudio.com
Machine-readable index: https://zovastudio.com/llms.txt
Sitemap: https://zovastudio.com/sitemap.xml


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# ZOVA terms of service

> Summary for agents. The full, binding terms are the HTML page at
> https://zovastudio.com/terms. Read that before relying on any of this.

- ZOVA output is research and analysis, not an appraisal, and not legal, tax or
  investment advice. A broker exercises their own judgment on every deal.
- You keep ownership of what you submit: property addresses, theses, notes and
  uploaded documents.
- Accounts are for a named individual. Report suspected compromise to
  contact@zovastudio.com.
- Agreements are governed by the laws of the State of Delaware, with venue in
  Delaware state or federal courts.
- General questions and legal notices: contact@zovastudio.com.

Canonical text: https://zovastudio.com/terms

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Contact: contact@zovastudio.com
Machine-readable index: https://zovastudio.com/llms.txt
Sitemap: https://zovastudio.com/sitemap.xml


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# ZOVA privacy policy

> Summary for agents. The full, binding policy is the HTML page at
> https://zovastudio.com/privacy. Read that before relying on any of this.

- **Account data.** Name, email and profile image from your identity provider,
  used to identify your account and gate paid features.
- **Analysis inputs.** Property addresses, buy/sell role, and any thesis or
  notes you submit, stored against your account so you can revisit prior work.
- **Subprocessors.** The current list is available on request from
  contact@zovastudio.com.
- **Your rights.** Request a copy of your data, correct it, or have it deleted
  by emailing contact@zovastudio.com. Deletion removes your analyses and artifacts; only
  what is needed for tax, legal and fraud-prevention purposes is retained.

Canonical text: https://zovastudio.com/privacy

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Contact: contact@zovastudio.com
Machine-readable index: https://zovastudio.com/llms.txt
Sitemap: https://zovastudio.com/sitemap.xml
